Business Entrepreneur
Progressive announced its free Pet Injury coverage for business owners.
In a release, the Company noted if an insured dog or cat is hurt in a vehicle accident, Progressive will pay vet bills up to $1,000.
"With one in five companies allowing dogs at work, Fido or Fluffy are more likely to tag along in our commercial customers' vehicles. We're happy to give them peace of mind that their pets are protected," said Cory Fischer, Progressive's product manager.
Key points:
-Free if you have Collision coverage;
-Covers your dogs and cats if they're in your vehicle and injured in an incident like a crash, theft, fire, or flooding.
Tips for traveling with pets:
-Get them acclimated to traveling by taking them for short trips. It'll help them get used to the sudden movements and noises of being on the road.
-Teach them petiquette. You want to be able to take them in and out of your vehicle easily. And you want them to behave in public and be reasonably quiet so you don't disturb other travelers.
-Keep fresh water available at all times. Avoid letting them drink from puddles in the parking lot or streams alongside the road.
-Give them regular bathroom breaks. Many rest stops have designated areas where your pets can do their business.
Progressive provides free Pet Injury coverage to auto, RV, boat, and commercial auto customers.
Progressive offers insurance for personal and commercial autos and trucks, motorcycles, boats, recreational vehicles, and homes.
((Comments on this story may be sent to newsdesk@closeupmedia.com))
International Travel Health Insurance for Seniors - Tips For Choosing The Right Coverage
Travel Medical Insurance
The freedom to travel is a benefit many retirees look forward to with anticipation. Travel insurance policies are available that cover trip interruption, baggage loss, and that provide 24-hour telephone assistance. But when traveling internationally it is vitally important that seniors consider unexpected medical emergencies.
With few exceptions, Medicare will not cover medical costs outside the United States, so a travel health insurance plan may be a good option.
Most plans may exclude pre-existing conditions, so it is important to be careful when choosing a policy. Travel insurance is comparatively inexpensive, and can offer financial peace of mind in the event of a medical emergency.
Factors in choosing the right senior international travel health insurance policy include:
1. What type of coverage is needed? Basic coverage can include emergency medical treatment and medical evacuation. Be sure to check the benefits and exclusions in any policy to be sure they meet your needs.
2. Of critical importance to seniors - are pre-existing medical conditions covered? Plans may require that the senior traveler have Medicare coverage in the U.S., or require the policy be purchased within certain time limits. Watch the wording -- broad or ambiguous definitions can result in your claim being denied if, for instance, a condition were identified for which no prior symptoms existed.
Should pre-existing medical issues exist, having a doctor's statement of the condition and medications is a good practice. If you must carry medications, keep them in clearly labeled, original containers, and check to be sure they are not considered illegal in the countries being visited.
3. How much does the Medical Evacuation benefit cover? An emergency medical evacuation can be expensive. The benefit for emergency medical evacuation will cover the expense of transferring you to an appropriate healthcare facility. In some cases, it may be advisable to return to your home country for follow-up treatment and recovery. Due to the high cost of medical evacuation, a separate coverage limit may apply.
4. Are there any age limits, or are benefits reduced because of age? Some plans place a limit on the age of the insured, or will limit coverage over a certain age. Costs of medical care can vary depending on the country visited, so be sure the benefits limits will cover possible costs.
5. Does the policy cover the duration of travel? Be sure to purchase a policy that covers the amount of time you expect to be traveling. Verify the "benefit period" (different than the policy or coverage period) - the maximum period of time the policy will pay benefits for a covered medical condition that was first diagnosed or treated during the policy period.
6. Is the insurance company regulated? It is recommended that you only contract with insurance companies who are registered to conduct business in your state. In the event of any disputes, the State Insurance Commission can only assist if the company is legally registered.
7. Do you understand the policy? It is important to carefully read any policy before purchase and be sure all clauses are understood. If there are questions, do not be afraid to ask for clarification!
Travel can be one of the most satisfying aspects of a long, contented retirement. Working with an experienced insurance agent is important to assure you have the right medical coverage for your needs.
With few exceptions, Medicare will not cover medical costs outside the United States, so a travel health insurance plan may be a good option.
Most plans may exclude pre-existing conditions, so it is important to be careful when choosing a policy. Travel insurance is comparatively inexpensive, and can offer financial peace of mind in the event of a medical emergency.
Factors in choosing the right senior international travel health insurance policy include:
1. What type of coverage is needed? Basic coverage can include emergency medical treatment and medical evacuation. Be sure to check the benefits and exclusions in any policy to be sure they meet your needs.
2. Of critical importance to seniors - are pre-existing medical conditions covered? Plans may require that the senior traveler have Medicare coverage in the U.S., or require the policy be purchased within certain time limits. Watch the wording -- broad or ambiguous definitions can result in your claim being denied if, for instance, a condition were identified for which no prior symptoms existed.
Should pre-existing medical issues exist, having a doctor's statement of the condition and medications is a good practice. If you must carry medications, keep them in clearly labeled, original containers, and check to be sure they are not considered illegal in the countries being visited.
3. How much does the Medical Evacuation benefit cover? An emergency medical evacuation can be expensive. The benefit for emergency medical evacuation will cover the expense of transferring you to an appropriate healthcare facility. In some cases, it may be advisable to return to your home country for follow-up treatment and recovery. Due to the high cost of medical evacuation, a separate coverage limit may apply.
4. Are there any age limits, or are benefits reduced because of age? Some plans place a limit on the age of the insured, or will limit coverage over a certain age. Costs of medical care can vary depending on the country visited, so be sure the benefits limits will cover possible costs.
5. Does the policy cover the duration of travel? Be sure to purchase a policy that covers the amount of time you expect to be traveling. Verify the "benefit period" (different than the policy or coverage period) - the maximum period of time the policy will pay benefits for a covered medical condition that was first diagnosed or treated during the policy period.
6. Is the insurance company regulated? It is recommended that you only contract with insurance companies who are registered to conduct business in your state. In the event of any disputes, the State Insurance Commission can only assist if the company is legally registered.
7. Do you understand the policy? It is important to carefully read any policy before purchase and be sure all clauses are understood. If there are questions, do not be afraid to ask for clarification!
Travel can be one of the most satisfying aspects of a long, contented retirement. Working with an experienced insurance agent is important to assure you have the right medical coverage for your needs.
Senior travel insurance is a specialized field that requires specialized expertise. The people at www.over65travel.com specialize in international travel insurance for Americans over age 65. Give them a call today.
Article Source: http://EzineArticles.com/?expert=Beth_Aaron
Easy Ways to Find the Finest Luxury and Boutique Hotels
Travel Agency in Kuala Lumpur
Living lavishly during a holiday is the ultimate aim for anyone. Here are a few ways to locate the finest luxury hotels for a vacation. Every traveller is unique in his or her taste, preferences and differs with regards to his or her priority of things while travelling. While some would like a five star treatment, others prefer a simple lake house accommodation, far from the madding crowd. In general, while on vacation, people have an inclination towards an accommodation or hotel that is comfortable, guest-friendly and luxurious over others. And quite naturally, the more you are willing increase your budget, the higher is the standard of luxury.
Hence, if you are the kind who likes to mingle luxury with comfort and travel, you deserve one of those finest luxury and boutique hotels that are bound to amaze you.
If you want to spend your vacation in a stylish and refined manner, luxury and boutique hotels are the best options. Luxury and boutique hotels have many advantages that set them in a league of their own. These hotels offer you the best personalised service as well as go that extra mile to keep you relaxed and at ease. May it be a rejuvenating spa session, mouth watering cuisine or supreme services- these hotels has it all covered, when it comes to plush staying.
A reputed tour operator will have various options for luxury and boutique hotels. You must take a look at the services they offer. Information on the world's finest hotels can also be found on the internet. Most of the luxury hotels will have their own site on the internet where you can book rooms for accommodation online. One added advantage is that they also inform you whether the rooms are available for particular dates. If needed, you can also review these hotels on other travel sites. This certainly eases the process of picking an accommodation.
Luxury and boutique hotels also offer discounts, particularly during off-season. If you have your eyes and ears open and are quick, you may get yourself a reasonable deal at the finest of hotels and enjoy a great vacation. Most of the finest luxury and boutique hotels are reputed brand names, so you can be guaranteed that the service and stay would be delightful.
Hence, if you are the kind who likes to mingle luxury with comfort and travel, you deserve one of those finest luxury and boutique hotels that are bound to amaze you.
If you want to spend your vacation in a stylish and refined manner, luxury and boutique hotels are the best options. Luxury and boutique hotels have many advantages that set them in a league of their own. These hotels offer you the best personalised service as well as go that extra mile to keep you relaxed and at ease. May it be a rejuvenating spa session, mouth watering cuisine or supreme services- these hotels has it all covered, when it comes to plush staying.
A reputed tour operator will have various options for luxury and boutique hotels. You must take a look at the services they offer. Information on the world's finest hotels can also be found on the internet. Most of the luxury hotels will have their own site on the internet where you can book rooms for accommodation online. One added advantage is that they also inform you whether the rooms are available for particular dates. If needed, you can also review these hotels on other travel sites. This certainly eases the process of picking an accommodation.
Luxury and boutique hotels also offer discounts, particularly during off-season. If you have your eyes and ears open and are quick, you may get yourself a reasonable deal at the finest of hotels and enjoy a great vacation. Most of the finest luxury and boutique hotels are reputed brand names, so you can be guaranteed that the service and stay would be delightful.
Veron Ho is the owner of Travel Haven, a travel agency totally dedicated to organising creative and luxury packages. Join Travel Haven Email Club at http://www.TheTravelHavenOnline.com and receive a COMPLIMENTARY Destination Travel Guide of your choice.
Article Source: http://EzineArticles.com/?expert=Veron_Ho
Hotels At Kuala Lumpur
Reliance Travel Malaysia
Kuala Lumpur is a city that presents the perfect destination for the busy tourist industry as it is the centre of Finance, Real Estate, Media and the Arts. For any occasion there is a wide variety of hotels at Kuala Lumpur ranging from large banquet halls to the smaller and more intimate meeting rooms. High-tech conference facilitators are on hand to ensure the business event flows smoothly from inception to completion.
You can find many luxury hotels at Kuala Lumpur as probably seen on TV shows and movies. It is a city that does not sleep. There are tens of thousands of visitors arriving daily through the local airport and railway, either for business or pleasure. One of the world-renowned locations is 'Petronas Towers' which rises to some 450 meters. Until recently it was the tallest buildings in the world situated in the famous 'Golden Triangle' that houses many of the city's best restaurants and night clubs where the rich and famous like to reside when visiting the city.
Being the capital city of Malaysia and as well as the centre of the economy and tourism, the 5 Star Hotels there are the best in the world. The city is Malaysia's most developed and well-known throughout the world as South East Asia's premier destination for shopping of all varieties. Due to the city's strong reliance on both tourism and business, when it comes to 5 Star Hotels at Kuala Lumpur, it has its fair share of exceptional and luxurious places to stay.
Westin Kuala Lumpur Hotel is a 5-Star hotel worth mentioning. It is located at the heart of the capital of Malaysia and is close to Karyaneka Handicraft center and Sungei Wang Plaza. Petronas Towers is a tourist attraction located near the hotel.
Dining options at the hotel include a restaurant and a lounge and room service is available 24 hours a day. There are also recreational amenities like outdoor pool, children pool, sauna, children's club and fitness facility. There are 443 guest rooms and all the rooms are well furnished and fully equipped.
Another 5-Star hotel is the famous Sheraton Imperial Hotel. This hotel is located in the center of the city and near to Kuala Lumpur Tower and Bukit Nanas Forest Reserve. The hotel is fully equipped with an outdoor swimming pool, spa tub, sauna, gym and a steam room. There is also a wireless internet area for public access with a small surcharge. For businessman, meeting room and secretarial services is always available. At Sheraton Imperial Hotel, there are 398 guest rooms and most of the rooms have great city views and the beds come with down comforters and the furnishings include desk and ergonomic chairs, refrigerators, coffee makers and mini-bars.
The great city of Kuala Lumpur has grown from a small town to a beautiful metropolis. Kuala Lumpur is undoubtedly the best city in Malaysia. Every year, the city welcomes legions of tourists who come to spend their holiday in Kuala Lumpur. If you want to experience the real taste of modern Malaysia, then make this sparkling city your destination. You will have one of the most pleasant and charming vacations in your life. With continued economic progress, good network of highways and English widely spoken, Kuala Lumpur is one of the most tourist-friendly place in South-East Asia.
You can find many luxury hotels at Kuala Lumpur as probably seen on TV shows and movies. It is a city that does not sleep. There are tens of thousands of visitors arriving daily through the local airport and railway, either for business or pleasure. One of the world-renowned locations is 'Petronas Towers' which rises to some 450 meters. Until recently it was the tallest buildings in the world situated in the famous 'Golden Triangle' that houses many of the city's best restaurants and night clubs where the rich and famous like to reside when visiting the city.
Being the capital city of Malaysia and as well as the centre of the economy and tourism, the 5 Star Hotels there are the best in the world. The city is Malaysia's most developed and well-known throughout the world as South East Asia's premier destination for shopping of all varieties. Due to the city's strong reliance on both tourism and business, when it comes to 5 Star Hotels at Kuala Lumpur, it has its fair share of exceptional and luxurious places to stay.
Westin Kuala Lumpur Hotel is a 5-Star hotel worth mentioning. It is located at the heart of the capital of Malaysia and is close to Karyaneka Handicraft center and Sungei Wang Plaza. Petronas Towers is a tourist attraction located near the hotel.
Dining options at the hotel include a restaurant and a lounge and room service is available 24 hours a day. There are also recreational amenities like outdoor pool, children pool, sauna, children's club and fitness facility. There are 443 guest rooms and all the rooms are well furnished and fully equipped.
Another 5-Star hotel is the famous Sheraton Imperial Hotel. This hotel is located in the center of the city and near to Kuala Lumpur Tower and Bukit Nanas Forest Reserve. The hotel is fully equipped with an outdoor swimming pool, spa tub, sauna, gym and a steam room. There is also a wireless internet area for public access with a small surcharge. For businessman, meeting room and secretarial services is always available. At Sheraton Imperial Hotel, there are 398 guest rooms and most of the rooms have great city views and the beds come with down comforters and the furnishings include desk and ergonomic chairs, refrigerators, coffee makers and mini-bars.
The great city of Kuala Lumpur has grown from a small town to a beautiful metropolis. Kuala Lumpur is undoubtedly the best city in Malaysia. Every year, the city welcomes legions of tourists who come to spend their holiday in Kuala Lumpur. If you want to experience the real taste of modern Malaysia, then make this sparkling city your destination. You will have one of the most pleasant and charming vacations in your life. With continued economic progress, good network of highways and English widely spoken, Kuala Lumpur is one of the most tourist-friendly place in South-East Asia.
For special promotional low internet rates for Hotels At Kuala Lumpur, please visit http://www.echeaphotel.com for more information. You can also check out other destinations for cheap hotel rates as well. All bookings are confirmed instantly with no booking or reservation fees.
Article Source: http://EzineArticles.com/?expert=Vincent_Karl_W_Lee
